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By industry - Financial services

For financial services where audit and renewal cycles never stop

From regional credit unions to global capital markets platforms. IBM MQ defense, Microsoft true-ups, ServiceNow rescue engagements, and SAM tooling that finally delivers value. Active in regional banking, insurance, consumer finance, and capital markets.

$1M+ Exposure eliminated on single engagements
4,000+ Software records reviewed at one credit union
Regional + Global Banking, insurance, capital markets
Who This Is For

Financial services profile

Regional and global financial institutions, insurers, lenders, capital markets platforms, and credit unions.

SPEND $2M-$50M annual software
SAVINGS $1M+ exposure eliminated on single engagements
Compliance Overlays

What we account for on day one

/01 GLBA and SOX
/02 PCI DSS for cardholder environments
/03 FINRA and SEC recordkeeping
/04 FFIEC and OCC examination readiness
The Challenge

Where financial services estates leak the most.

/01

IBM MQ and middleware audits

Capital markets and global banks run deep IBM MQ and middleware estates. IBM's audit posture is aggressive and seven-figure claims are routine without specialist defense.

/02

Microsoft true-ups that surprise

Mid-cycle true-ups on M365, Azure, and Dynamics emerge from license-position drift. We rebuild the position and negotiate the true-up to a minimum.

/03

ServiceNow rollouts that don't ROI

ServiceNow SAM Pro deployments often go live without delivering the savings the business case promised. We audit the deployment and turn it into a working savings engine.

/04

Regulatory data residency

FFIEC, GLBA, and FINRA data-residency rules constrain cloud and SaaS choices. Configuration left to vendor defaults adds 15-25% to bills.

How UMS Helps

Built for financial services estates

/01

IBM and Microsoft audit defense

Deep IBM MQ, Microsoft, and Oracle licensing defense. We rebuild the licensing position from inventory and negotiate to clean settlements.

/02

Microsoft true-up and EA optimization

True-up rebuild, EA renewal benchmarking, and discount-structure leverage built from thousands of negotiations across the sector.

/03

ServiceNow SAM Pro rescue

Stalled or under-delivering ServiceNow SAM Pro deployments turned into working savings engines. Configuration, data model, and governance fixed in 8-12 weeks.

/04

Regulatory-aware cloud optimization

Cloud rightsizing and reserved-instance strategy that respects GLBA, FINRA, and FFIEC data-residency constraints.

"UMS has been an invaluable partner in managing our software costs - across multiple administrations, multiple agencies, and over $800M in cumulative savings."
Adam Barski - Former CFO / Budget Director, City of New York
Proven Results

Verified savings in financial services

Fortune 500 Financial Services Company
$100M
IBM settlement letter challenged

After receiving a $100M settlement letter from IBM, this Fortune 500 financial services company engaged UMS to provide expert licensing analysis and post-settlement optimization - extracting additional value and establishing ongoing audit protection.

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Global Capital Markets Platform
96%
reduction in modeled IBM MQ licensing gap

As a global capital markets platform prepared to virtualize IBM MQ workloads, UMS rebuilt the licensing fact base, cutting the modeled UK gap from 1,170 PVU to 50 PVU and guiding targeted IBM purchases instead of a blanket full-capacity overbuy.

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Regional Credit Union
90%+
normalization coverage after go-live

A regional credit union replaced Snow with ServiceNow SAM Pro, delivered 22 scoped workstreams across entitlement, SaaS, reclamation, and reporting, and reached 90%+ normalization across 4,000+ discovered software records by handoff.

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Regional Insurance Carrier
$154.7K
Microsoft renewal quote tested against actual need

UMS reconciled a regional insurance carrier's Microsoft entitlements and deployments, showed its on-prem SQL Server, Windows Server, and System Center estate could stay on perpetual rights without new renewal purchases if versions stayed flat, and created a transfer-plus-downsize plan for the Microsoft 365 subscription stack.

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Regional Consumer Finance Lender
<2.3K
devices brought into recurring Microsoft licensing governance

Across multiple Microsoft reconciliation cycles, UMS helped a regional consumer finance lender reconcile deployment and entitlement data, surface hidden SQL and Office exposure, and turn annual true-up work into a repeatable operating process.

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Relevant Services

Services we run for financial services

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